Don’t Buy ‘The Infertility Diet – Get Pregnant And Prevent Miscarriage’ Before You Read This

Studies have shown that a healthy lifestyle, diet and nutritional supplements is crucial to a successful pregnancy and a healthy baby, many people are unaware of the fact that diet can help to correct hormone imbalances that may affect your ability to conceive. Certain foods and drinks are known to increase or lower fertility.Lifestyle and diet changes are the easiest and should be the first option you consider to overcome infertility.The book: The Infertility Diet by Fern Reiss gives insights on the link between diet and fertility. This is one of the very few books in the market that discusses the link between diet and fertility exclusively.Reiss, who studied cooking and nutrition at the Culinary Institute of America and the Kushi Institute for Macrobiotic Studies, combines her educational background with medical research to conclude that a balanced diet of whole foods rich in vegetables, fruits, and grains may improve one’s fertility.The Good: What’s positive about this book is that it focuses on the factor of diet and lifestyle when trying to conceive. This is actually an often overlooked part of couples trying for a baby, mainly because there are not much specific guide around. It emphasizes foods based on food groups and discourages pill supplements.The Bad: It fails to provide sources (reference to scientific studies) to backup its claims, and thus seems to give recommendation in an unscientific way. Also, when she gives unspecific recommendations on the amount of food to take and not to take, leaving you asking: How much is not too much?Verdict: I consider this a basic guide for those who are clueless about nutrition, since it is a big factor in improving your chance of pregnancy. But for those who are already practicing a healthy diet and knows a little bit more about what to eat and what not to, there is nothing new in this book. There are better and more complete guides to overcoming infertility and get pregnant out there.

Why Cloud Storage is a Better Idea for Small Businesses

Like big businesses, small businesses have varied requirements from infrastructure, IT deployment, daily operation, and manpower to data management. However unlike big businesses, small businesses have budget constraints that often limit their scope of expansion and expenditures in the needful projects. Despite the limitations it doesn’t mean that small businesses do not have options. In fact there is a plethora of options available for small businesses to fulfill their wide-ranging business requirements.One of such options is cloud storage, also called as online storage, for data management, which is the biggest need of small businesses. Cloud storage is an answer to all the prayers related to data backup and restore of small businesses which are more prone to data loss/damage as compared to large businesses. According to a survey, 70% of the small businesses shut down within one year of their operations after they suffer major data. According to a survey conducted by Sage North America, about 62% small companies do not have a proper disaster recovery plan in place for safety from catastrophic disasters, man-made debacles, accidental deletions, thefts, power outages, hardware failure. In the same survey, it was concluded that around 33% of the businesses do not have data backup and recovery plans in place because there hasn’t been observed any catastrophic disasters or emergencies in their areas while around 30% said that “have never thought about it”. Around 28% of the participants said that they regularly back up their data because they have major data losses in the past.This is the poorest scenario for any small business that needs to be able to run properly without facing operational hitches which may occur and recue in the absence of a proper data backup and recovery plan. If you run a small business from your home or office, you can understand how vital it is to keep your data organized and safe to be able to meet the tailor-made demands to your clients, protect your business ideas and information from competitors, and from employees who might take advantage of your personal or professional information for monetary purposes among other things.The question that arises here is ‘why small businesses do not pay attention to data backup and recovery plans when they cannot prevent a tornado or other such catastrophic disasters, accidental deletions, thefts, power outages, or hardware failure for that matter from occurring’? Small businesses may be taking this risk because data management is not affordable for them. Besides, regular data backups and recoveries on several devices involve lots of hassles that put them off from maintaining proper data management plans. However with the onset of cloud storage, it has become extremely convenient and affordable for small businesses to maintain data. Businesses can back up their data as many times as they want and access it anytime, anywhere from their computers, Smartphones, tablets, servers, and networks etc. connected to the Internet.Since your data is stored in a cloud server, which is the only place for all your digital possessions viz. emails, contacts, documents, images, family videos, music numbers, social network updates, and bank details etc., the cost of regularly data backups and recoveries drastically come down. It’s is because you don’t have to use multiple hard disks and/or USB devices to store your data. In the cloud server, your data is stored once and forever. You can access, add, delete, edit, re-edit, backup and restore your business data as many times as you want without going through the lengthy and cumbersome procedure.In fact the data stored in a cloud server remains protected and safe from the tactics of hackers. Besides, cloud storage services are scalable as you can store higher volumes of data according to your needs. With cloud storage, it only takes a computer, server or mobile device with an active Internet connection or Wi-Fi to be able to manage the data. Such a flexibility and convenience is absent from the external storage media on which the cost of backing up and recovering data is also very high, in fact the highest.Considering that cloud storage is the only contemporary, affordable, and viable solution for small businesses and users, several major tech giants including Microsoft, Amazon, Google, Netgear, and McAfee among others have come up with integrated cloud storage. Cloud storage is around 1,000 times more affordable than the external backup media whose reliability and safety are always at risk due to environment, physical conditions, catastrophic emergencies, accidental deletions, thefts, and other contingencies. Thus, if you own a small business, make sure that you cloud-power your data. It’s your choice to keep spending big money on the external storage media or spend only once and forever with a cloud storage services. It’s your choice if you want peace of mind or want to constantly run around losing business, clients, and money.

Tips on How to Choose the Right Health Insurance Plan With Your Employer Sponsored Group

Every year your Health Insurance Group with your company will have an open-enrollment period. This is the time when you can add dependents to your current plan, change your coverage and add on to the group if not currently a member. Most people try avoid this like a dental check-up, but you really should take advantage. You should not just go with whatever plan you have had for the past year, two years or since you started with your company because its easy you should see what other plan would work for your life style. There are a number of insurance plans and with employers raising health-insurance premiums while at the same time scaling back benefits, so you need to be proactive in getting all the information necessary and making sure you and your loved ones are properly covered, after all, you can’t change your mind until next year around this time.Don’t find yourself paying $200 for your allergy prescription you were paying $25 for last year, check ahead of time, because after you check that little box next to your plan of choice it is too late to go back. Don’t let the pharmacist be the barer of bad news.Here are some of the best tips out there when making a decision concerning medical insurance during the open-enrollment process:There are changes that you can make to your health-insurance plan during open enrollment.If you do not currently have a health-insurance plan, now is the time to get enrolled. If you do have a plan, now is the time to switch if you have the option to do so. At this time you also want to correct inaccurate information and make sure that your spouse and all of your dependents are also covered.Cheaper Premiums vs. Less Expensive Co-PaysLike with most things in life, this depends on your situation. If you are healthy and younger, you can go for the lower premiums for your chances of having to visit the doctor often are lower, However, if you are older, have certain health conditions or have young children who visit the doctor frequently, you are much better off with higher premiums and lower co-pays–this will save you a bundle in the end. Make sure to also weight the value of the price vs. your health plan. If you choose a cheap medical plan that does not pay for certain benefits that you need, you are getting a poor value for you will find yourself paying in the end.Lifetime Maximum BenefitA lifetime maximum is the cap on the amount of benefits available to each policyholder. This cap is put into place in order to keep the cost of benefits affordable and to stabilize potential future costs. There are a lot of health plans that cap lifetime benefits at $1 million and are most often applicable to mental illness, drug and alcohol treatment and organ transplants.If your plan has a low lifetime maximum cap, make sure to think carefully about how much risk you are taking on. It is possible for you to be healthy now, but have large expenses from one severe accident that can exceed a $100,000 in no time.Can I switch health plans without undergoing medical screening for pre-existing conditions?Yes, but only once time during the year. All other time sin the year you will have to sit out a pre-existing condition exclusion period. Also, if you were to enroll late in a group health plan you May have to wait as long as 18 months for coverage or your pre-existing conditions.HMO vs. PPO vs. POSThere are several different types of health-plans out there. There are traditional fee-for-service plans (FFS), health-maintenance organizations (HMOs), point-of-serve plans (POS) and preferred-provider organizations (PPO). There are benefits and disadvantages to each plan that are necessary to consider when making your decision.The least expensive are HMOs, however they are also the least flexible. HMOs require that you select a primary-care physician. In order to see a specialist you must obtain pre-authorizations from your primary-care physician for certain medical procedures. POS plans are more flexible than this, but they still require you to select a primary-care physician.PPOs give policyholders great financial incentive — in the form or reasonable cop-payments — as long as you stay within the group of practitioners. While you can visit doctors that are “out-of network” specialists with out pre-approval, it can be more expensive.Drug formularies and Pharmacy Benefit TiersFormulary: a list of medications for which a health plan pays.Most health insurance plans that pay for prescription drugs have pharmacy benefit tiers in place that group certain drugs together for pricing purposes. Brand-name drugs, are usually in the top tier, and are the most expensive; generic drugs dare in the lower tiers and are less expensive. Depending on your prescription drug co-pay for a medication, you may be $5 to $10 for a lower tier drug and anywhere from $25 and up for a higher tier drug. Most plans have have 4 to 5 tiers, but some have as many as seven.FSA’s vs. HSA’sAn FSA is a flexible spending account. This is a benefit plan that allows workers to certain companies the opportunity to pay out-of-pocket health and dependent care costs on a pre-tax basis. Over time, this lowers payroll-related taxes for both the employee and the employer. Although, if you decide not the use the money you’ve set aside by the end of the year, you will lose it.An HSA is a health savings account that is technically a trust. It is designed to let you set aside money specifically for health costs, while receiving a tax break. HSA funds not used within the year can roll over to help pay for future expenses in the next year.What’s the best way to compare different plans?When you are given a choice between plans the most important things to consider are price and whether your family’s doctor is covered in that plan’s network. However there are other important criteria to investigate.There are accreditation groups, such as the National Committee for Quality Assurance, who measures plans using a variety of standards. There are also ratings companies such as Standard and Poor’s, A.M. Best and Moody’s, that help to give you a overall picture of a health plan’s financial strength. Consumer groups publish “report cards”of insurance plans as well.What if I have questions about my health insurance plan?Visit your human-resources department at work or your benefits administrator. If you go to your state department of insurance there are analysts you can speak with.

Comparison Between Automotive Oil and Motorcycle Oil

Oil is quite essential for the smooth functioning of engines in both motorcycles and automobiles. However, there are different types of oils which have different types of viscosities and it should be chosen accordingly. In the past, engine oils used in cars and motorcycles varied hugely due to various factors. Nowadays, both cars and motorcycles are manufactured with revving engines that can use automotive oil without any bad effects.Motorcycle oil Vs Automotive OilAlthough both these can be used in bikes, the engines of both cars and cycles function differently and require oils which are specifically formulated for these engines. Compared to the car engine and bike oils are expensive. Most of the motorcycles include some important factors which enable better performance and durability of the motorcycles. Car oil is quite inexpensive compared to bike. Some of the major differences between these two types is elaborated below.Viscosity: Compared to the automotive and bike is thinner even though both these oils are classified under the same viscosity. This is made thinner so that it provides better and easier lubrication for small internal parts in the motorbikes.Price: It is quite expensive compared to car oil as it is highly refined. Bike oil is thoroughly refined so that it provides better lubrication and passes easily through small internal components in the vehicle. As it requires an extended refining process, it is quite expensive than the standard types of engine oil. However, it is important to purchase motorcycle oil for vehicles as it guarantees better performance and higher durability of the engines.Reduction of heat: In comparison to the automotive oil, this oil is designed to reduce the amount of heat generated in the internal parts of the engine. Moreover, heat is generated in focal points in these engines compared to car engines.Specifically formulated oil: As compared to cars, bikes require specifically formulated one as oil breaks down faster in bikes due to the continuous meshing of gears. So all the motorcycle oils are designed and formulated specifically for bikes.Different additives: Automotive do not contain additives which are present in motorcycle oils. Various types of additives such as PTFE or Teflon are included in these to reduce excessive heat and friction. This is coated onto the gears of the vehicle.Friction: The engine oils used in bikes helps to reduce friction and thereby prevents clutch slippage. It can therefore be used effectively in vehicles with oil-wet clutches. But car engine seldom can be used to reduce slippage or friction.However, when exposed to extreme pressure and heat, both these types of engine oil breaks down which further causes thinning of the oil. It then fails to lubricate the engines effectively.Today with technological developments in various fields, different types of engine oils are made available quite easily in most of the online stores. Synthetic oil is another type of automotive oil used in most of the vehicles today.